Consumer Information
The consumer information page contains important resources for prospective and current GW students and to assist the GW community in finding important institutional information.
It is the goal of the GW SMHS Financial Aid Office to provide you with the information necessary to make good choices in financing your Physician Assistant or Physician Assistant/Master of Public Health education. Our office offers a number of programs to assist you in financing your education, including: institutional gift aid scholarships, as well as participating in Federal Direct Loans and assisting students in obtaining private loans. GW SMHS Financial Aid will only certify loans to the total cost of attendance (COA) less any institutional aid, outside scholarships or other outside resources (e.g. AmeriCorps Segal Awards). Costs that may affect the COA are listed below the tables included in each listed cost of attendance below.
Financial aid budgets are intended as a guide to reflect a student's AVERAGE cost of attendance; they do not imply the availability of financial aid funds. Please note that tuition rates and total COA figures are subject to change at any time. Some figures do not represent actual costs, they only serve as a general framework for your personal budget. If you intend to borrow loans to fund the full cost of attendance each year you may incur considerable debt that may have adverse credit consequences in the future. Therefore, students are strongly encouraged to be mindful of their spending and to try to live below the budget. If you spend more in one budget category, you may need to spend less in another.
1. The Tuition category is Tuition only for full-time students. Students who are less than full-time hours (12 credit hours) in any semester should review the Tuition and Fee Schedule for the SMHS. The COA is subject to change based on less than full-time hours.
2. University Fees are assessed to all students registered on-campus. The Student Government Association Fee is $3.00/credit to a maximum of $45.00/semester for all students.
3. The cost of a required laptop is included in your first semester budget. The Physician Assistant Program requires you to have a laptop and provides required specifications for all laptop computers that will run necessary software here. Please be aware that this is a one-time allowance except for special circumstances in future years.
4. The Monthly Budget is the total living expenses divided by the number of months in the academic year; it is provided as a guide. Students are expected to manage resources within the total budget according to their discretion.
5. The Health Care Allowance is approximately $3,100. Health insurance has been split evenly between Fall and Spring semesters. However, your Spring health insurance charge will be greater than your Fall because it covers you in Spring and the trailing summer.
6. Loan Origination fees are based on average borrowing levels for federal Unsubsidized and Graduate PLUS Loans for the 24-25 academic year.
- PA/MPH Year 1
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The Financial Aid Office will divide each financial aid year (reflective of the Free Application for Federal Student Aid year) into three semesters: summer, fall, and spring. Federal direct loan disbursements will be divided equally between fall and spring semesters and summer is a separate disbursement period with an unequal payment.
PA/MPH Year 1 Summer 25 Fall 25 Spring 26 Total Start 05/19/2024 08/25/2024 01/06/2025 End 08/15/2024 12/18/2024 05/08/2025 Weeks 13 17 17 47 Tuition $18,542 $18,543 $18,543 $55629 Student Association Fee $545 $45 $45 $135 Health Insurance $847 $1,550 $1,550 $3,947 Computer Purchase $1,650 $0 $0 $1,650 Books $550 $550 $550 $1,650 Living Expenses $9,838 $12,638 $12,638 $35,114 Travel $250 $250 $250 $750 Average Loan Origination Fees $1,310 $1,094 $1,094 $3,498 Total $32,445 $34,080 $34,080 $100,605 Living Expense Breakdown Summer 2024 Fall 2024 Spring 2025 Rent, Utilities & Food:
$2,650/month
$8,613 $11,263 $11,263 Commuter Expense $250 $100 $100 Personal Expenses:
$300/month
$975 $1,275 $1,275 Totals: $9,838 $12,638 $12,638
- PA Year 1 & PA/MPH Year 2
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The Financial Aid Office will divide each financial aid year (reflective of the Free Application for Federal Student Aid year) into three semesters: fall, spring and summer. Federal direct loan disbursements will be divided equally between fall and spring semesters and summer is a separate disbursement period with an unequal payment.
PA Yr 1 & PA/MPH Yr 2 Summer 24 Fall 24 Spring 25 Total Start 06/03/2024 08/26/2024 01/06/2025 End 08/16/2024 12/20/2024 05/02/2025 Weeks 11 17 17 45 Tuition $18,002 $18,003 $18,003 $54,008 Fees $500 $0 $0 $500 Student Association Fee $45 $45 $45 $135 Health Insurance $800 $1,500 $1,500 $3,800 Books $550 $550 $550 $1,650 Computer Purchase $1,650 $0 $0 $1,650 Instruments $700 $0 $0 $700 Living Expenses $8,363 $12,638 $12,638 $33,639 Travel $250 $250 $250 $750 Average Loan Origination Fees $1,310 $1,094 $1,094 $3,498 Total Cost $32,170 $34,080 $34,080 $100,330 Living Expense Breakdown Summer 24 Fall 24 Spring 25 Rent, Utilities, & Food:
$2,650/month
$7,288 $11,263 $11,263 Commuter Expense* $250 $100 $100 Personal Expenses:
$300/month
$825 $1,275 $1,275 Totals per semester $8,363 $12,638 $12,638 *Commuter expense is higher in the summer because UPass program only runs during Fall and Spring terms.
- PA Year 2 and PA/MPH Year 3- Summer 2024 Semester
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If you are already a financial aid recipient, you have likely been packaged for summer '24. Due to the increased tuition rate and living cost adjustment; you will be eligible for a slight increase to your summer package. Please submit a Loan Adjustment Form to increase your loan amounts for the summer session; you can wait until you receive a Cost of Living refund to determine if you want to request that increase.
Start 05/20/2024 End 08/08/2024 Weeks 12 Tuition $18,002 Fees $500 Student Association Fee $45 Books $550 Living Expenses $9,100 Travel $250 Average Loan Origination Fees $1,310 Total $29,757 Living Expense Breakdown Summer 2024 Rent, Utilities, & Food:
$2,650/month
$7,950 Commuter Expense $250 Personal Expenses:
$300/month
$900 Total $9,100 - PA Year 2 and PA/MPH Year 3
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This chart is for continuing students that will be in rotations for their last two semesters.
PA Yr 2 & PA/MPH Yr 3 Fall 2024 Spring 2025 Total Start 08/12/2024 01/06/2025 End 12/13/2024 05/15/2025 Weeks 18 19 37 Tuition $18,003 $18,003 $36,006 Student Association Fee $45 $45 $90 Average Loan Origination Fees $1,094 $1,094 $2,188 Books $300 $300 $600 Health Insurance $1,500 $1,500 $3,000 PANCE Exam Registration $275 $275 $550 Living Expenses $15,033 $15,033 $30,066 Travel $250 $250 $500 Total $36,500 $36,500 $73,000
Living Expense Breakdown Fall 2024 Spring 2025 Total Rent, Utilities & Food:
$2,650/month
$12,257 $12,257 $24,514 Personal Expenses:
$300/month
$1,388 $1,388 $2,776 Commuter Expenses:
$300/month
$1,388 $1,388 $2,776 Totals: $15,033 $15,033 $30,066
- PA Summer 1- 2025
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Start 06/02/2025 End 08/08/2025 Weeks 11 Tuition $18,542 PA Student Fee $500 Health Insurance $847 Instruments $688 Computer Expense $1,650 Student Govt Association Fee $45 Living Expenses $8,998 Travel $250 Average Loan Origination Fees $891 Total $32,411 Living Expense Breakdown Rent & Utilities ($1,900/month) Food ($770/month)
Combined ($2,670)
$7,348 Personal Expenses:
$300/month
$825 Commuter Expenses:
$300/month
$825 Totals: $8,998
- PA Year 1 and PA/MPH Year 2- Summer 2025
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Start 06/02/2025 End 08/08/2025 Weeks 11 Tuition $18,542 PA Student Fee $500 Instruments $688 Student Govt Association Fee $45 Living Expenses $8,998 Travel $250 Average Loan Origination Fees $891 Total $29,914 Living Expense Breakdown Rent & Utilities ($1,900/month) Food ($770/month)
Combined ($2,670)
$7,348 Personal Expenses:
$300/month
$825 Commuter Expenses:
$300/month
$825 Totals: $8,998
- PA Year 1 and PA/MPH Year 2 Fall 2025/ Spring 2026
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PA Yr 1 & PA/MPH Yr 2 Fall 25 Spring 26 Total Start 08/25/2025 01/05/2026 End 12/19/2025 05/08/2026 Weeks 18 18 36 Tuition $18,543 $18,543 $37,086 Student Govt Association Fee $45 $45 $90 Health Insurance $1,550 $1,550 $3,100 Books $550 $550 $1,100 Living Expenses $13,465 $13,465 $26,930 Travel $250 $250 $500 Average Loan Origination Fees $1,094 $1,094 $2,188 Total Cost $35,497 $35,497 $70,994 Living Expense Breakdown Fall 2025 Spring 2026 Total Rent & Utilities ($1,900/month) Food ($770/month)
Combined ($2,670)
$12,015 $12,015 $24,030 Personal Expenses:
$300/month
$1,350 $1,350 $2,700 Commuter Expenses:
$100 U-Pass/semester
$100 $100 $200 Totals: $13,465 $13,465 $29,930
- PA/MPH Year 1- Summer 2025
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Start 05/19/2025 End 08/15/2025 Weeks 13 Tuition $18,542 PA Student Fee $500 Health Insurance $847 Books & Instruments $900 Computer Purchase $1,650 Student Govt Association Fee $45 Living Expenses $10,634 Travel $250 Average Loan Origination Fees $841 Total $34,209 Living Expense Breakdown Rent & Utilities ($1,900/month) Food ($770/month)
Combined ($2,670)
$8,684 Personal Expenses:
$300/month
$975 Commuter Expenses:
$300/month
$975 Totals: $10,634
- PA/MPH Year 1 Fall 2025/Spring 2026
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PA/MPH Year 1 Fall 25 Spring 26 Total Start 08/25/2025 01/06/2026 End 12/18/2025 05/08/2026 Weeks 18 18 36 Tuition $18,543 $18,543 $37,086 Student Govt Association Fee $45 $45 $90 Health Insurance $1,550 $1,550 $3,100 Books $550 $550 $1,100 Living Expenses $13,465 $13,465 $26,930 Travel $250 $250 $500 Average Loan Origination Fees $1,094 $1,094 $2,188 Total Cost $35,497 $35,497 $70,994 Living Expense Breakdown Fall 2025 Spring 2026 Total Rent & Utilities ($1,900/month) Food ($770/month)
Combined ($2,670)
$12,015 $12,015 $24,030 Personal Expenses:
$300/month
$1,350 $1,350 $2,700 Commuter Expenses:
$100 U-Pass/semester
$100 $100 $200 Totals: $13,465 $13,465 $26,930
- PA Year 2 and PA/MPH Year 3- Fall 2025/Spring 2026
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PA Yr 2 and PA/MPH Yr 3 Fall 25 Spring 26 Total Start 08/18/2025 01/05/2026 End 12/19/2025 05/17/2026 Weeks 18 18 36 Tuition $18,543 $18,543 $37,086 Student Govt Association Fee $45 $45 $90 Health Insurance $1,550 $1,550 $3,100 Books $300 $300 $600 Living Expenses $14,715 $14,715 $29,430 Travel $250 $250 $500 PANCE Licensure Exam $275 $275 $550 Average Loan Origination Fees $1,094 $1,094 $2,188 Total Cost $36,772 $36,772 $73,544 Living Expense Breakdown Fall 2025 Spring 2026 Total Rent & Utilities ($1,900/month) Food ($770/month)
Combined ($2,670)
$12,015 $12,015 $24,030 Personal Expenses:
$300/month
$1,350 $1,350 $2,700 Commuter Expenses:
$300/month
$1,350 $1,350 $2,700 Totals: $14,715 $14,715 $29,430
- Increases to the Standard Cost of Attendance
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We are unable to increase the COA for any budget allowances not indicated below other than transportation to rotations and extenuating circumstances on a case-by-case basis. A Cost of Attendance Adjustment Form along with required documentation can be submitted via Box. Please include your GWID on documents.
Deadline for requests: April 15, 2025, unless otherwise noted.
Note: All requests for an increase to the COA must include the documentation mentioned for each category and a signed Cost of Attendance Adjustment Form, which may be found on the forms page. All documentation and the Cost of Attendance Adjustment Form must be submitted four weeks prior to the end of any semester, unless otherwise noted. Requests made after the last day of exams will be processed in the first week of the following semester.
Dependent care costs: For the purpose of determining financial need for federal programs, Congress has mandated that only those costs associated with the student's education be considered. Within the methodology for determining need, Congress has included an income protection allowance for dependents which is subtracted from the student's income. This allowance thereby reduces the expected contribution from the student's household. This allowance is based on national averages. On a case by case basis, where the family's available income is less than the income protection allowance, an addition to the standard budget of a 'dependent care allowance' to reflect costs of food and shelter for dependents may be appropriate. The bottom line is: federal student loans are for student educational expenses only. For married students the responsibility for child care is split and the student may only apply for an increase of 50% of reasonable costs. If the spouse is a stay at home parent, no increase will be made. Appeals may be made for a dependent spouse with challenges that to do not allow them to care for their children. Documentation as to the actual cost will be required. Students should complete a loan increase form.
Disability Accommodation Expenses: For a student with a disability, an allowance for expenses related to the student’s disability. These expenses include special services, personal assistance, transportation, equipment, and supplies that are reasonably incurred and not provided by other agencies. A student is considered to have a disability if he or she has a physical or mental impairment that substantially limits a major life activity, such as if the student is deaf, has a mental disability, is hard of hearing, has a speech or language impairment, is visually disabled, is seriously emotionally disturbed, orthopedically impaired, autistic, has a traumatic brain injury, is otherwise health[1]impaired, or has specific learning disabilities that require special education and related services. Students requesting disability accommodation adjustments to the cost of attendance need to request a letter from GW DSS outlining the specific accommodation items that need to be purchased. Letters need to be dated within 90 days of the request and within the academic semester of the request. The letter must be submitted with a cost of attendance adjustment form, letters from DSS and your physician and all documentation associated with the costs (i.e. receipts, explanation of benefit letters from your insurance provider, an itemized excel spread with each item purchased listed including: the date of purchase, item purchased and if the receipt is associated with another document being submitted.)
Laptop Purchasing: Students that have not used that one-time allowance for a computer/laptop purchase or have experienced other special circumstances can request an increase. The maximum allowance for purchase of a computer is $1,650 (see COA table). Requests for inclusion of costs for maintenance and/or repair of a computer will not be considered. However, the cost of a maintenance contract or extended warranty, purchased initially along with the computer, can be included.
The cost of software, printer cartridges, paper, monthly online service fees, etc. will be assumed to be covered by the books, supplies and miscellaneous allowances already included in the student’s COA. Inclusion of the cost of the computer (or an upgrade) will be allowed only once per program of study (example: once for undergraduate studies, once for graduate studies). Scholarship funds are not available to cover the cost of a computer. Students may apply for federal or alternative educational loan funds. Students should consult with a financial aid counselor to find out about loan eligibility. It is important that you retain your proof of purchase for your computer in case something should happen to your computer. The purchase must have occurred no earlier than 90 days prior to enrollment in your program.
Other expenses. The SMHS Office of Financial Aid may consider other educationally related expenses on a case-by-case basis. If you have an expense that does not meet the guidelines stated above, please contact our office for consideration in person or email us at: medfinan [at] gwu [dot] edu (medfinan[at]gwu[dot]edu)